DBS Credit Card Rewards & Benefits

All your rewards, one easy view

All your rewards, one easy view

Get an overview of your DBS Points balance.
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Created with Sketch.

Find out how to offset your spend on PayLah!

Offset your purchases and bills with your DBS Points and enjoy savings instantly in just 4 easy steps.

Paylah Rewards

Step 1
Launch your PayLah! app.

Step 2
Select the 'Rewards' tab on the menu bar.

Step 3
Click on 'Redeem' tab and followed by ‘See All’ to view all your eligible transactions.

Step 4
Select 'Offset' to complete your redemption.

Redeem vouchers for shopping, dining and more on the Rewards Catalogue

NTUC FairPrice

S$10 voucher
DBS Points: 690

Takashimaya Department Store

S$50 voucher
DBS Points: 3,200

eCapitaVoucher

S$20 voucher
DBS Points: 1,800

Browse and redeem on DBS PayLah! or DBS Rewards website now

Start redeeming now

Check out our monthly flash deals on the 18th of every month for up to 60% off DBS Points for your favourite merchants.

Learn more

Cash Credits

Convert your DBS Points to cash credits which can be used to offset your credit card bill. Enjoy the extra cash to offset your bills, cover everyday expenses or treat yourself. Select your preferred amount from our catalogue starting from as low as 2,000 DBS Points. 

Redeemable Cash Credits

DBS Points

S$20

2,000 DBS Points

S$220
(usual S$200)

20,000 DBS Points

S$500

40,000 DBS Points
(Usual: 50,000 DBS Points)

S$800

55,000 DBS Points
(Usual: 64,000 DBS Points)

S$2,000

100,000 DBS Points
(Usual: 160,000 DBS Points)

Learn more

Air miles

Convert your DBS Points into air miles for your next trip with Asia Miles, Air Asia, KrisFlyer Miles, or Qantas Points.

An administrative fee of S$27.25 (inclusive of GST) applies to each miles conversion and will be charged to DBS Credit Card. This fee is waived for conversion to Air Asia Points until 31 Dec 2025.

Miles transfer
First-time transferUp to 10 working days
Subsequent transfers

KrisFlyer Miles, Qantas Points and Air Asia Points
Up to 5 working days

Asia Miles
Up to 7 working days

 

KrisFlyer Miles Auto Conversion

You can also convert your DBS Points earned from transactions automatically into Krisflyer miles every quarter. Simply enrol in the KrisFlyer Miles Auto Conversion Programme here.

How it works

At the start of each quarter, every block of 500 DBS Points will be automatically converted to 1,000 KrisFlyer miles. Once DBS Points are converted, it cannot be reversed.

Valid only for DBS Altitude Card, DBS Insignia Card and DBS Treasures Black Elite Card. An annual participation fee of S$43.60 (inclusive of GST) to your DBS Credit Card after successful enrolment. Terms and conditions apply.

Have more questions about this programme?
Refer to our KrisFlyer Miles Auto Conversion Programme FAQs.

Online Purchases
Online Purchases
AXS

Get S$10 cashback when you pay your bills with min S$60 worth of DBS Points

Zalora

Get up to S$15 cashback when you use DBS Points to pay for your purchase.

Shopee

Redeem your DBS Points for Shopee Coins

Kris+

Explore Kris+ Deals redeemable with DBS Points

DBS Apple Rewards Store

Get up to S$250 cashback when you offset your Apple purchases with DBS Points or POSB Daily$. Plus, enjoy flexible payment methods like redeeming your DBS Points or POSB Daily$, or choosing a 24-month instalment plan with 0% interest and no fees.

Check out the DBS Apple Rewards Store

In-store Purchases
Online Purchases

Joyalukkas

Redeem at all Joyalukkas stores

Pet Lovers Centre

Redeem at all Pet Lovers Centre stores

VivoCity

Redeem Mapletree vouchers at Customer Service Centre, Level 1

 

Other participating merchants:
  • Audio House
  • Axtro Sports
  • Bang & Olufsen
  • Cortina Watch
  • Georg Jensen
  • IKEA (Alexandra and Tampines Customer Service Counter)
  • KINEX
  • NEX
  • OSIM
  • PS. Café (Paragon and Palais Renaissance)
  • Royal Plaza Carousel
  • The Pet Safari
  • Velocity @ Novena Square
  • United Square

Explore more

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