At a Glance
Earn up to 2% cash rebates
When you spend online or use contactless payment.
Get exclusive deals at 1,800 merchants
Plus, earn SAFRA$ and SAFRAPoints for your purchases at participating merchants.
Enjoy SAFRA member privileges
And get access to all SAFRA Clubhouses and facilities.
Features & Benefits
Already a SAFRA member?
With your SAFRA DBS Card, you get cash rebates in addition to your existing SAFRA membership benefits. Cash rebates are earned as SAFRA$. Every SAFRA$1 earned is equivalent to S$1. No minimum spend required for full time National Servicemen (NSF).
Here’s how, spend at least S$400 a month and earn cash rebates for these spend categories:|
Local MasterCard Contactless Transactions |
2% cash rebates |
|
Online Transactions |
1% cash rebates |
|
All Other Retail Transactions |
0.3% cash rebates |
|
Cap on SAFRA$ |
SAFRA$50 per month |
|
Terms and conditions |
For full list of terms and conditions, see SAFRA$ Cash Rebate Programme Terms and Conditions. |
| SAFRA member privileges | |
|---|---|
|
SAFRA Clubhouse and facility access |
Get exclusive access to all 7 SAFRA Clubhouses and facilities at:
|
|
Earn SAFRAPoints |
|
|
Exclusive discounts and perks |
Enjoy exclusive deals at over 1,800 merchants with your SAFRA DBS Card. |
How to earn SAFRA$
Maximise your savings with SAFRA$, here’s how:
Meet Alex, he’s a SAFRA member and has been using his SAFRA DBS Card to pay for his daily expenses. Every month, he spends at least S$400 on his card. These are what he’s spent on:
| Card spend | Cash rebate | Cash rebate amount | |
|---|---|---|---|
|
|
S$100 | 2% | SAFRA$2 |
|
|
S$90 | 2% | SAFRA$1.80 |
|
|
S$500 | 1% | SAFRA$5 |
|
|
S$380 | 1% | SAFRA$3.80 |
|
|
S$20 | 1% | SAFRA$0.20 |
|
|
S$80 | 2% | SAFRA$1.60 |
| All other spends including non-contactless and non-online purchases | S$500 | 0.3% | SAFRA$1.50 |
|
Total |
S$1,670 | SAFRA$15.90 (Capped at SAFRA$50) |
No minimum spend required for full time National Servicemen (NSF).
How to redeem SAFRA$
Instant redemption
- Offset your purchases instantly at all SAFRA Clubhouses and their participating merchants
- Log into digibank online
- The SAFRA$ cash credits will be credited to the Current/Savings account linked to your SAFRA DBS Debit Card
Eligibility & Fees
| Who can get this card? | |
|---|---|
| Age | Must be 16 or older |
| Account needed | A DBS/POSB Savings or Current account |
| Minimum income | Not applicable |
| Membership needed | You must be a SAFRA member |
| What fees are there? | |
|---|---|
| Annual fee | None, as long as you remain a SAFRA member (SAFRA membership fee applies). |
|
Full list of fees |
All fees shown here include GST. For full list, read our DBS Cards - Rates and Fees |
Banking made easier
Manage your debit card at a breeze now.The default daily limits set on your NETS Transactions, ATM Withdrawals and Debit Card Spend Transactions are set at S$5,000, S$3,000 and S$2,000 respectively.
To find out the current daily spend/NETS/withdrawal limits on your debit card and to revise these limits, you may do so on digibank. Find out more on how to update ATM/Debit Card Limits.
The total amount of cash that you can withdraw per day at both local and overseas ATMs is capped. This daily cash withdrawal limit applies regardless of the number of cards you have.
If you prefer to only use your Visa, MasterCard or UnionPay Debit card(s) for PIN-based NETS and ATM transactions and would like to disable the contactless feature, you may do so on digibank. Find out more on how to customise your Card Functions.
Disabling the contactless feature will not affect your NETS and ATM transactions.
You can change your Card’s primary account linkage to other Savings or Current Account. Find out more here.
You may enable/disable the magnetic stripe on your card(s) via digibank or any DBS/POSB ATM in Singapore:
The risk of unauthorised transactions occurring on the Card is higher when the magnetic stripe is enabled for overseas use, as the magnetic stripe information can be easily copied.
Control and protect your cards with Payment Controls on digibank.
Click here for other Card Enquiries.
Apply now
|
DBS SAFRA Debit Card
|
digibank online Get your card easily after you've logged in. |
|
digibank mobile Launch digibank app, login, select More > Apply > Cards.
|
|
Frequently asked questions
See FAQs on SAFRA DBS Credit & Debit Cards.
Terms and conditions
Refer to
- DBS Cards – Terms & Conditions on the use of DBS cards.
- Terms and Conditions for the SAFRA DBS Debit Card Acquisition Offer on the use of SAFRA DBS Debit Card.
Get more benefits with DBS PayLah! App
 |
Maximise your Card RewardsBook rides, order meals, take part in spend & win promotions for sure-win gifts, and more! Get S$5* credited into your PayLah! Account when you download and register with promo code ‘JOINLAH’. *For full terms and conditions, click here. |
